Take Inventory

I didnt know much about car insurance before Jeff's accident. I never really paid attention - in fact, I could not have really told you what our insurance covered if you had asked me a few months back. No one ever PLANS on an accident - they just happen so suddenly. One thing that I am SO glad we already had was "Uninsured/Underinsured Motrist" coverage. Because the state of California only mandates that a driver be covered up to 15,000 dollars - and if your medical bills are over that amount - this coverage can be vital and save you some headaches.

Read this to learn more about it - and then verify with your insurance company that your policy includes it.